Many people who sign rent to own agreements end up evicted and lose all the money they put into the home!
A rent-to-own home may seem like a good choice if you want to buy a home right now but need a little time to save for a down-payment or build up your credit rating. But at LawNY, we have noticed that some landlords “sell” the same home over and over again.
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What Is A Home Mortgage?
A home mortgage is a debt secured against your house. If the payments required by your mortgage agreement are not made, the lender can try to take back the home. The lender does this by bringing a foreclosure proceeding against you.
“Steps are what we have. We can’t accommodate a walker.”
“My insurance won’t cover a ramp if you get hurt.”
How do I know if I’ve been discriminated against?
Often, when someone is renting or selling a property, they will not explicitly say: “I don’t want to rent to you because you have a disability.” Instead, they may try to discourage you from renting or buying the apartment or house, or direct you to different housing. Landlords may say things like the quotes listed above. If you feel that you were treated differently than other people applying for the same housing, or you weren’t treated fairly, or if something “just doesn’t feel right” you may have a “fair housing” issue.
